Capital that moves
at build speed.
Groundbreak wires construction draws from dirt lot to CO — while traditional banks are still ordering the appraisal. Built for spec builders, commercial developers, and GCs who finally pulled permits on their own deal.
$2.1B Funded Across 4,200+ Construction Projects — Trusted By
Measured across 847 closed loans in 2024. Industry median: 21 days.
Percentage of approved loans that successfully close and fund. Industry avg: 71%.
Borrowers who return for a second loan within 18 months of first project close.
While they're ordering the appraisal,
your concrete is already curing.
Average timeline comparison across 847 construction loans closed in 2024. Traditional bank data sourced from FDIC survey of commercial real estate lenders.
* Data reflects median processing times. Individual timelines vary by project complexity, jurisdiction, and borrower documentation completeness.
Capital structured for
how builders actually build.
Ground-Up Construction
From dirt lot to certificate of occupancy
Ideal For
Fix & Flip
Acquire, renovate, and exit in one facility
Ideal For
Bridge-to-Perm
Construction financing with a clear path to agency take-out
Ideal For
Rates shown are indicative. Final pricing subject to credit review, project underwriting, and market conditions. Groundbreak is a direct lender, not a broker.
4,200+ funded projects.
Across every major market.
Numbers from the field,
not the brochure.
I had three spec homes under contract and needed draws wired within 72 hours of inspection. Groundbreak hit every single one. My previous lender averaged 19 days. That's the difference between making payroll and explaining to your framing crew why they need to wait.
2024 Construction Lending Report
48 pages of proprietary data on draw timelines, LTV trends, default rates by project type, and where construction capital is flowing in 2025. The kind of brief your competitors paid a consultant for.
- National draw timeline benchmarks by lender type
- LTV compression trends across 12 major markets
- Default rate analysis: ground-up vs. fix-and-flip
- 2025 construction lending forecast
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